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Home loans, refinancing and investment lending across Australia.
Indus Mortgages serves home buyers and investors across Australia, with better rates, smoother settlements, and loans that actually fit your life, not just the bank's criteria.
More than a broker.
A partner invested in your outcome.
Biju didn't just study the Australian property market. He's been buying, holding, and managing property since 2003. When you sit down with Indus Mortgages, you're getting advice from someone who's been where you are and knows exactly how to get you where you want to be.
Alongside Biju, Soumya Shine brings over a decade in accounting and a background in network engineering to every application. She has a particular passion for first home buyers and families working through one of the biggest financial decisions they'll make.
Most Australians walk into their bank, take whatever rate they're offered, and walk out leaving thousands on the table. We approach 40+ lenders on your behalf, negotiate harder than you'd expect, and handle every piece of paperwork along the way.
We are based in Springfield Lakes and work face to face with clients across Ipswich, Brisbane and greater Queensland, and remotely with buyers and investors anywhere in Australia. Local knowledge of the Queensland market, including stamp duty concessions and what South East Queensland lenders will accept on a valuation, is part of what you get.
Explore home loans
Biju Surendran
Founder & Finance Specialist
Buying, holding and managing property since 2003, with 13+ years in accounting, taxation and finance.
Soumya Shine
Finance Specialist
Over a decade in accounting and a background in network engineering, with a particular passion for first home buyers and families.
13+
Years of experience
In accounting, taxation and finance.
Ready to find out what you can borrow?
No obligation. No bank jargon. Just an honest conversation about your options.
Get in touchSome of the lenders on our panel
Through our aggregator we compare loan options from a panel of over 40 of Australia's leading lenders, to find the right fit for your situation.
Getting a mortgage sorted shouldn't feel like a second job.
Whether you're a first home buyer in Queensland figuring out FHSS and the First Home Guarantee, a growing family needing more space in Brisbane or wherever you are in Australia, or a savvy investor building your portfolio, we've done this many times before.
We take the stress off your plate entirely. One conversation, and we handle the rest: lender comparison, application, documentation, and settlement.
No-obligation consultation
We get to know your situation, goals, and timeline. No forms, no obligation.
We approach the market
We compare 40+ lenders and negotiate the most competitive deal available to you.
We handle the paperwork
Your application is prepared and managed end to end. You focus on finding the home.
Keys in hand
We stay with you all the way through to settlement, and beyond.
“Biju from Indus Mortgages made my home-buying experience smooth and stress-free. He explained everything clearly, kept me updated at every step, and went above and beyond to secure the best deal.”
The right loan for your situation, not ours.
Finding a home is exciting. Navigating the lending market shouldn't be overwhelming. We tailor every recommendation to what actually works for your life.
Start your applicationFirst Home Buyers
Navigating FHSS (First Home Super Saver), the Home Guarantee Scheme, and low-deposit options so you don't have to go it alone.
Refinancing
Your circumstances have changed, and your mortgage should too. We find you a better deal without the drama.
Investment Loans
Building a property portfolio anywhere in Australia? We understand investor lending and structure deals accordingly.
Home Loans
Fixed, floating, split, revolving credit. We compare every option across our panel to find the right fit.
Self-Employed
Bank declined because you're self-employed? We know which lenders look beyond the payslip.
Construction Loans
Building new or renovating? Progressive draw-down funding structured to keep your project on track.
Serving Ipswich, Brisbane and home buyers right across Australia
Stop overpaying on your mortgage. Let us fix that.
A consultation with us costs you nothing. A bad mortgage rate costs you thousands every year. Book in with Biju today. No pressure, no obligation, just straight answers.
Meet Biju
13+ years of finance experience, focused on getting you the right loan.
Biju Surendran is a finance and lending specialist with over 13 years of experience in accounting, taxation and finance, including running his own accounting firm. That depth means he sees the full financial picture behind every application, not just the loan in isolation.
With a solutions-focused approach, Biju brings strong communication and customer service skills, and takes the time to listen: the kind of broker who understands your goals before recommending a product.
“What gives me the greatest satisfaction in my day is being able to provide customers with access to amazing educational resources and help them make confident financial decisions.”
Biju Surendran
Founder & Finance Specialist
Credit Representative 547961
Property and mortgage insights for Australians
Guide to getting pre-approved for a mortgage
Learn the steps to secure pre-approval and confidently start your home-buying journey.
Read the pre-approval guideStay ahead of the market
Join Australians getting our monthly mortgage and property update. No spam, just useful.
How being self-employed affects your mortgage application
What lenders look for when your income isn't a simple payslip, and how we present your case.
When does refinancing your mortgage actually make sense?
The signs it's worth reviewing your loan, and when staying put is the smarter move.